thru out my life I have dealt with many financial institutions. my first experience with a credit union was in Minnesota. since then I have always tried to stay with one wherever I was at. Here in the Randolph-Brooks arena I have found nothing but complete efficiency with the employees. I have made friends with some and that is a good thing. I am constantly telling people that they should check you out if they are with a bank of any kind. I tell them of the rewards that you have, e.g., rewards for using the debit card, no charge for a checking account, low auto loans, equity loans, etc. I sincerely appreciate all that you do for us without complaining as some others do in banks. your people always have a smile for us and are very friendly and efficient. please express my appreciation to your employees from a faithful customer.